Win A YETI Cooler*
Enter your information below for a chance to win a YETI Cooler! Official rules below.

About First Federal Bank
First Federal Bank is a community based, mutual bank offering a full line of personal and business financial solutions, services and loans through full-service banking offices in Florida’s Panhandle, North Central Florida, and coastal South Carolina.
First Federal’s business lines all share the common thread of being passionately committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the financial tools they need for easy personal and business banking.
"They listen to you, they learn about you, and they lead the way in developing financial solutions. If you are searching for a bank that fosters an authentic environment of service, your search is over with finding First Federal Bank. I look forward to moving other accounts to them and for you to stop by a local branch to meet their team, they can help!"

*Official Rules for Yeti Cooler 2024
NO PURCHASE IS NECESSARY.
- HOW TO ENTER: Participants must have completed the online entry form above from November 5, 2024, until 5:00 PM EST on December 20, 2024 or send a 3" x 5" postcard with your first and last name, phone number and email address to First Federal Bank Attn: Stephanie Esposito at 4705 W Hwy 90, Lake City, FL 32055. Postcards must be postmarked by December 13, 2024 to be considered.
- PRIZE: (1) Yeti Soft cooler in blue ($200) will be given away to one (1) participant. No substitutions or transfer of prize permitted. Winner is responsible for payment of taxes on prize and for any other expenses not specified.
- ELIGIBILITY: Anyone over the age of 18 may participate and cannot be an employee at First Federal Bank or a family member. Being a bank customer does not impact changes of winning. Void where prohibited or restricted by law. Contest subject to all applicable federal, state, and local laws and regulations. By participating in this contest, entrants agree to be bound by the rules and regulations, which shall be final.
- HOW TO CLAIM PRIZE: Winner will be notified via private email message on December 23, 2024 at 5:00 PM EST.
- LIMITATION OF LIABILITY: First Federal Bank is not responsible for printing or typographical errors in any contest related materials or stolen, lost, late, misdirected, damaged, incomplete, or illegible raffle entries. First Federal Bank will have no liability or responsibility for any claim arising in connection with participation in this contest or any prize awarded.
- WINNER LIST: For name of winner, send a stamped, self-addressed envelope to “First Federal Bank” Contest Winner, 4705 W Hwy 90, Lake City, FL 32055. Requests must be received by December 20, 2024.
- SPONSOR: First Federal Bank is donating the entire prize (valued at $200).
- PRIVACY POLICY: All information provided to First Federal Bank is held in strict confidence and will not be given to a third party.
- ONLINE FORM CONSENT: By submitting your information, you provide written consent for First Federal Bank to contact you only if you win. We will not contact you for any other reason, unless you have previously enrolled to receive marketing communications from First Federal Bank. For more information on our privacy practices, and how we are committed to protecting and respecting your privacy, please review our Privacy Policy.