8.99%* SBA Business Loans
Are you ready to take your business to the next level? We believe in empowering entrepreneurs like you to achieve their dreams. That’s why we’re excited to offer a fixed 8.99% small business loan – designed to give you the financial boost you need to succeed. Here are a few ways you can utilize this limited time** offer:
- Expanding your operations
- Purchasing new equipment
- Increasing working capital

About First Federal Bank
First Federal Bank is a community based, mutual bank offering a full line of personal and business financial solutions, services and loans through full-service banking offices in Florida’s Panhandle, North Central Florida, and coastal South Carolina.
First Federal’s business lines all share the common thread of being passionately committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the financial tools they need for easy personal and business banking.
"They listen to you, they learn about you, and they lead the way in developing financial solutions. If you are searching for a bank that fosters an authentic environment of service, your search is over with finding First Federal Bank. I look forward to moving other accounts to them and for you to stop by a local branch to meet their team, they can help!"

*8.99% fixed interest rate available to those who qualify. Loan approval is subject to credit underwriting and approval. Customer is responsible for closing costs. First Federal Bank business checking account and auto debit required. The loan amount must be at least $150,000, with the maximum loan amount determined based on SBA eligibility criteria.
**Offer valid through December 31, 2024.