Whether updating your outdoor space or renovating your kitchen, our low closing cost Home Equity Line of Credit1 makes upgrading easy cost effective at just 7.00% APR for the first 12 months2.


Get The Most Out Of Your Homes Equity

Renovate Your Home

Refurbish your kitchen, bathroom, and more all while increasing your home's value for future valuations, and potentially enjoy some tax deductions.

Outdoor Living

Dreaming of a pool in your backyard or a perfect spot to grill and enjoy a new firepit? Not only do these improvements provide you enjoyment, they also help build more equity.

Support Educational Cost

With the cost of education continuing to rise, a HELOC may be the best way to fund a new educational experience or consolidate existing student loan debt.

Unplanned Expenses

Does your home need significant repairs or did you encounter an unplanned emergency recently? Use a HELOC to pay for the unplanned expense.

1) Low closing cost promotion: Bank will credit at closing $495 in FL or $595 in SC towards costs associated with opening a Home Equity Line of Credit. A balance of $10,000 or more must be maintained for the first 12 months or the credit will be reversed and charged to the line. 
2) The 7.00% Annual Percentage Rate (APR) is a 12-month promotional rate. After 12 months, the APR will be based on a Margin and range from Prime +0% to Prime +3.5%, capped at 18%. As of 6/25/2024 the prime rate is 8.50%. 25 year term with a maximum loan amount of $250,000 on 1st mortgage and $150,000 on 2nd mortgage. 2nd mortgage available on site built homes only.

Exclusions and limitations may apply. Subject to offer availability. Additional rates and terms available. See a banker for complete details. Consult a tax adviser for further information regarding the deductibility of interest and charges. Updated 6/25/2024.