REAL ESTATE LOAN

6.99%* Commercial Owner-Occupied Real Estate Loan

Begin a relationship with First Federal, and you'll be rewarded with a loan offering an excellent rate for commercial owner-occupied real estate, up to $1,000,000.*

Fill out the form below to learn how First Federal can assist with your business needs.
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About First Federal Bank

First Federal Bank is a community based, mutual bank offering a full line of personal and business financial solutions, services and loans through full-service banking offices in Florida’s Panhandle, North Central Florida, and coastal South Carolina. 

First Federal’s business lines all share the common thread of being passionately committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the financial tools they need for easy personal and business banking.

"They listen to you, they learn about you, and they lead the way in developing financial solutions. If you are searching for a bank that fosters an authentic environment of service, your search is over with finding First Federal Bank. I look forward to moving other accounts to them and for you to stop by a local branch to meet their team, they can help!"

CUSTOMER Caesar Kellum
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Ready to get started?

Let's talk and see how First Federal Bank can provide quality and tailored equipment financing expertise to help with your business.

I've been banking with First Federal for over 20 years now! With every year I am more and more satisfied with the bank and especially with all of the wonderful people who work there. They really do treat you like family and are always helpful and kind. Thank you First Federal for setting the standard for a community bank!

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Business Onyx Systems

* Relationship Builder Loan Program for new business customers only, for commercial owner-occupied real estate loans. Policy loan to value, credit scores, and repayment terms will apply. Amortization will be based on First Federal Bank loan policy. 0.5% origination fee applies. Loan approval rates are subject to credit underwriting and approval. Additional terms and conditions apply. There is a tiered fixed rate of 6.99% APR for the first 2 years then repricing every 3 years based on the 3-year Constant Maturing Treasury (CMT) plus 300 basis points. The Annual Percentage Rate (APR) is current as of 1/1/24 and is subject to change without notice. To receive the advertised rate, the following requirements must be met: open a business account, sign up for automatic payments, and enroll in eStatements. Rate increases by 0.25% for each requirement not met. All payments include principal and interest. First Federal existing loans are not eligible for this promotion.